Spanish banking leader BBVA has taken a major step into the digital asset space by offering bitcoin (BTC) and ether (ETH) trading and custody services directly through its mobile banking app. This new service is now available to all retail customers of legal age in Spain, following approval by the National Securities Market Commission (CNMV) in March 2025.
The move positions BBVA among the first major banks in the European Union to fully integrate crypto trading into a traditional banking platform.
Crypto Trading Now Available in the BBVA App
Customers can now buy, sell, and hold cryptocurrencies directly within the BBVA mobile app, without needing third-party exchanges or wallets. The new feature is designed to offer a simple, secure, and seamless experience for retail investors who want to enter the crypto market.
While BBVA will not provide investment advice, the bank ensures a high level of protection through its existing digital infrastructure. All transactions and holdings are managed under the same interface used for traditional banking, giving customers full control of their crypto-assets alongside fiat accounts.
Fully Compliant with EU Crypto Regulations
BBVA’s crypto services comply with the EU Markets in Crypto-Assets (MiCA) regulation, which aims to standardize and secure crypto-asset management across EU member states. This ensures that users in Spain benefit from regulatory transparency, investor protection, and financial security.
The rollout in Spain follows BBVA’s earlier crypto initiatives in Switzerland (2021) and Turkey (2023). With Spain added to the list in 2025, the bank continues to demonstrate its commitment to digital innovation and financial technology.
Looking ahead, BBVA plans to broaden its crypto offering by adding support for more digital assets and tokenised traditional assets such as bonds and mutual funds. This could make BBVA one of the most forward-looking banks in the European crypto landscape.
