Fold has officially launched a bitcoin-only rewards credit card, powered by Visa’s network and Stripe Issuing. Designed to make bitcoin ownership easier for everyday consumers, the new credit card offers instant BTC rewards on every purchase, without the hassle of rotating categories or complicated staking tiers.
Earn Bitcoin Instantly with Every Purchase
With this new card, users can earn up to 3.5% back in bitcoin. Every purchase automatically gives 2% BTC cashback instantly, and users can unlock an additional 1.5% when paying off their balance using a Fold checking account.
Cardholders also gain access to exclusive brand promotions, where they can earn up to 10% back in BTC at a wide network of partner merchants. All rewards are paid out in real bitcoin, making it a seamless way for users to grow their crypto holdings with regular spending.
Fold Expands Financial Suite Amid Growing Crypto Adoption
Fold CEO Will Reeves described the credit card as “a simpler path to bitcoin ownership,” emphasizing that the rewards are “just real bitcoin, earned automatically with every purchase.”
This launch is the latest in Fold’s broader push into consumer crypto finance. The company now offers a full suite of services including banking, debit, custody, and exchange products. To date, Fold has processed over $3.1 billion in transaction volume and distributed more than $83 million in bitcoin rewards to users.
Fold’s partnership with Stripe and Visa also highlights the growing momentum behind crypto-integrated financial products. Stripe continues to expand its presence in the digital asset space, while Visa supports card programs that reward users with crypto assets rather than traditional cashback or points.
Fold’s bitcoin credit card is now available, offering a new way for consumers to earn, save, and spend in BTC—effortlessly integrated into their everyday lives.