Self-custodial crypto wallet MetaMask has officially launched its Mastercard-powered crypto card across the United States, marking its first availability in New York. The move represents a major step forward in bringing everyday crypto spending to American users.
Announced by MetaMask’s parent company Consensys, the MetaMask Card is now live in 49 US states following pilot programs conducted in 2024 and 2025. Vermont is currently the only state where the card is not available.
The expansion allows US customers to spend their crypto seamlessly anywhere Mastercard is accepted, covering more than 150 million merchants worldwide. The card also works with Apple Pay and Google Pay, making it easy to use both online and in-store.
MetaMask Card Expands US Crypto Payments With Full Self-Custody
One of the biggest differentiators of the MetaMask Card is its self-custodial design. Unlike many traditional crypto debit cards that require users to preload funds onto a centralized exchange, this card allows users to maintain full control of their digital assets until the exact moment of payment.
This means crypto remains in the user’s MetaMask wallet and is only converted when a transaction occurs. For users who prioritize security and ownership, this structure offers greater transparency and control compared to custodial alternatives.
The card is issued by Cross River Bank, an FDIC-insured US bank, and developed in partnership with regulated issuer Monavate (formerly Baanx) alongside Mastercard’s global payments infrastructure.
MetaMask first opened a waiting list for the card in March 2025, and after strong demand and successful pilot programs, it has now moved into full US rollout.
Virtual and Metal Card Options With Cashback Benefits
By default, the MetaMask Card is issued as a virtual card, allowing users to start spending crypto immediately through digital wallets. For those who prefer a physical option, the MetaMask Metal Card is available as a premium subscription.
Priced at $199 per year, the Metal Card includes perks such as 3% cashback on the first $10,000 spent annually, no foreign transaction fees, and higher spending and ATM withdrawal limits.
The US launch follows the card’s earlier availability in countries including Argentina, Brazil, Canada, Mexico, Switzerland, the United Kingdom, and across the European Economic Area. Additional markets are expected to follow.
This rollout is also part of Mastercard’s broader push into digital assets. In 2025, Mastercard expanded its crypto partnerships, including deeper collaboration with Circle to support settlement using USDC and EURC stablecoins in Eastern Europe, the Middle East, and Africa.
